Reverse Mortgage Lender Scappoose OR

It’s not necessarily an easy decision to decide if you should go for a reverse mortgage in Scapoose. When you are considering making that decision, you should meet with a loan officer who specializes in this type of loan.

Our mortgage loan officers are committed to following our code of conduct and ethics policies. They have to show you all the terms and conditions of the loan clearly along with the utmost respect of your needs and goals. Every one of the loan originators that work for us are forbidden from steering or even recommending you look into other products like insurance, annuities or other financial products. There’s definitely only one way for you to make sure you are receiving the best deal and that is to speak with other lenders. You shouldn’t ever be pressured by any professional about moving forward, only you can make that ultimate decision.

The easiest way to empower yourself is through self education and learning. Research reverse mortgages before consulting with a reverse mortgage loan originator in Scapoose Oregon. There’s two really big reasons to do research on your own, First, you can get a better loan. Secondly, you could possibly end up with a much better deal on your interest rate and fees. The HUD website is the place we would recommend your first stop be when you are conducting research. This website addresses the basic principles including the positives and negatives, how they work, the downside, and they explain just about everything.

The reality is a reverse mortgage might not be the right choice to suit your needs. For many people the reverse mortgage may be the only option, For others, there could be all sorts of options that should be evaluated. If you’re fairly certain that the reverse mortgage is what you need, give us a call now. You’ll be able to speak with a local lender who can discuss every part of the process and help answer every single question you have. Make sure you look over our ethics policy to see how we operate as a company.

We can’t encourage anything more than working with someone that is a professional in the reverse mortgage loan. Almost any loan originator in Scapoose OR can assist you with a reverse mortgage. You will need to keep in mind that the reverse mortgage is a very specific type of loan. Conventional mortgages are very different than this product it is important that your needs are met by correctly structuring your loan.